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Mortgage rates will not fall this year

  • Writer: Vladimír Dohnal
    Vladimír Dohnal
  • Jan 5, 2024
  • 1 min read

The bank levy, amounting to 30% of gross profits, reduces the attractiveness of the Slovak banking sector. Over the last ten years, seven banks have left Slovakia, merged with each other or turned into a branch of a foreign bank. The profitability of Slovak banks is the lowest in the CEE region and among the lowest in the EU. Thus, analysts expect that banks will not cut mortgage rates this year, even if the ECB cuts its key interest rates. The government's fiscal profligacy is set to increase interest rates on government debt, which will also have an impact on mortgage rates.


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Táto správa je z Ekonomiky DNES, denného prehľadu najdôležitejších ekonomických správ zo Slovenska.

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